Braven Health Medicare Advantage 2025 Review
The bottom line: Braven Health Medicare Advantage plans are available throughout New Jersey. The company sells exclusively PPO plans, and they’re available with $0 premiums in most counties. However, Braven Health’s star ratings are below average, and out-of-pocket limits can be high.
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Braven Health Medicare Advantage pros and cons
Pros
- $0 PPO options: $0-premium preferred provider organization (PPO) plans are available in all but four New Jersey counties.
Cons
- Below-average star ratings: Braven Health trails the all-company weighted average for star ratings from CMS.
- High out-of-pocket limits: Plans have higher maximum out-of-pocket limits than most competitors.
- Limited availability: Braven Health plans are available only in New Jersey.
Compare against other providers
3.95
from UnitedHealthcare
🔍 UnitedHealthcare Medicare Advantage
4.29
M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.org
🔍 Aetna Medicare Advantage
3.63
M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.org
🔍 Humana Medicare Advantage
3.97
M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.org
🔍 Cigna Medicare Advantage
» More options in our roundup of the best Medicare Advantage plans
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Braven Health Medicare star ratings
Average star rating, weighted by enrollment: 3.5
Braven Health Medicare Advantage plans are rated below the industry average, receiving an average rating of 3.5 stars out of 5 from the Centers for Medicare & Medicaid Services (CMS) for 2025, weighted by enrollment
[1]
.
For comparison, the average weighted star rating for plans from all providers is 3.96.
CMS maintains star ratings for Medicare Advantage plans on a 5-point scale, ranking plans from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and measurements of customer satisfaction, and ratings may change from year to year.
You can find a plan’s rating with the Medicare plan finding tool.
What does Braven Health Medicare Advantage cost?
In 2025, about half (49%) of Braven Health Medicare Advantage plans have $0 premiums
[2]
. Even as a Medicare Advantage user, you’ll still be responsible for paying your Medicare Part B premium, which is $185 per month in 2025.
(Most people pay this standard Part B amount, but if your income is above a certain threshold, you’ll pay the income-related monthly adjustment amount (IRMAA). Some Medicare Advantage plans cover part or all of your Part B premium.)
Requirements for copays, coinsurance and deductibles vary depending on your plan, location and the services you use. Other out-of-pocket costs to consider include:
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Whether the plan covers any part of your monthly Medicare Part B premium.
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The plan’s yearly deductibles and any other deductibles, such as a drug deductible.
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Copayments and/or coinsurance for each visit or service. For instance, there may be a $10 copay for seeing your primary doctor and a $45 copay for seeing a specialist.
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The plan’s in-network and out-of-network out-of-pocket maximums.
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Whether your medical providers are in-network or out-of-network, or how often you may go out-of-network for care.
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Whether you require extra benefits, and whether the plan charges for them.
To get a sense of costs, use Medicare’s plan finding tool to compare information among available plans in your area. You can select by insurance carrier to see only Braven Health plans or compare across carriers.
Braven Health Medicare Advantage plan types
All Braven Health Medicare Advantage plans offered in 2025 are preferred provider organization (PPO) plans.
Preferred provider organization (PPO) plans provide the most freedom, allowing you to see any provider that accepts the insurance. You may not need to choose a primary doctor, and you don’t need referrals to see specialists. You can seek out-of-network care, although it may cost more than seeing an in-network doctor.
All Braven Health plans also include prescription drug coverage.
Braven Health Medicare Advantage service area
Braven Health offers Medicare Advantage plans in New Jersey only, but they’re available in all of the state’s 21 counties. The company covers just over 56,000 Medicare Advantage members
[3]
.
Compare Medicare Advantage providers
Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
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What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
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Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
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Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
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Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
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Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).