Everyone has wondered it at some point: Is there a “lazy” way to make money? Something that takes 15 to 30 minutes a day, maybe with AI doing most of the heavy lifting?

A recent Reddit discussion tackled that exact question. The short answer from hundreds of replies was straightforward: There is no lazy way to make money. But buried inside the sarcasm, jokes and sales pitches was something more useful, what one commenter called “the real shortcut.”

The Closest Thing To Lazy

The most common answer was simple: investing.

Dividend stocks. ETFs. Real estate investment trusts. High-yield savings accounts. Rental properties with property managers.

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One person summed it up in the most straightforward way possible. “Buy dividend-paying stocks or bonds,” they said. “That only takes a few seconds to complete.” Another added, “Compound interest will always win here.”

But that came with an obvious catch–you need money first.