Artificial intelligence (AI) is no longer a buzzword reserved for tech companies and sci-fi movies. From automated customer service to personalized marketing, AI is transforming industries and creating new ways for individuals to earn money.

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GOBankingRates asked ChatGPT, OpenAI’s widely used AI assistant, a simple question: “How can I make money using AI?” What followed was a surprisingly practical roadmap; no computer science degree required. Here’s what ChatGPT had to say.

You don’t have to be a programmer to leverage AI. According to ChatGPT, many platforms offer no-code or low-code tools that can help you build AI-powered services or products.

“You can create chatbots, image generators, content summarizers, or AI-enhanced spreadsheets using platforms like ChatGPT, Notion AI, Canva, or Zapier. Package these tools into services or tutorials and sell them to small businesses or solopreneurs,” it explained.

One idea: Create custom AI templates for real estate agents or online coaches and then sell them on Etsy.

Explore More: I’m a Self-Made Millionaire: Here’s How I Use ChatGPT To Make a Lot of Money

ChatGPT suggested using AI to enhance or even automate a side hustle:

  • Freelance writing or content creation: Use tools like Jasper, Grammarly or ChatGPT to speed up writing and editing.

  • Dropshipping or print-on-demand: Use AI to generate product descriptions, customer emails or social media captions.

  • Tutoring or education: Build niche online courses using AI to generate outlines, scripts and quizzes.

“AI can help cut your content creation time in half,” ChatGPT noted. “That gives you more time to market and scale.”

If you’re more hands-off, ChatGPT recommended exploring AI-related investments. That includes individual stocks (like Nvidia or Palantir), or thematic exchange-traded funds (ETFs), such as the Global X Robotics & Artificial Intelligence ETF (BOTZ).

Of course, it added a disclaimer: “Do your own research or speak with a financial advisor before investing.”

Thanks to the buzz around AI, people are eager to learn. ChatGPT suggested turning your growing knowledge into online content or mini-courses.

“You don’t have to be an expert, just one step ahead. Document your learning and turn it into guides, YouTube videos, or newsletters,” it said. “Even curating AI tools by niche (like ‘Top AI Tools for Real Estate Agents’) can be a monetizable product.”

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